Best Paying Online Casinos in Ontario

Last Updated on | by Pavo Jurkic
best paying casinos in ontario

The now-regulated online casino market in Ontario has over 70 options. But instead of listing them all, our team has found the best paying casino sites in Ontario that offer premium services. You can explore a long list of games, including classic slots, Megaways, progressive jackpots, table games, and some live dealers.

To find the top payout Ontario casinos, we analyzed and tested every available site that has an AGCO licence and an iGaming Ontario stamp. High RTP games and on-time payouts were our main priority, but several criteria were taken into consideration. We’ll present you with the top five Ontario casino sites with the highest payouts by offering insights into their game lobbies and cashiers.

List of High Payout Casinos in Ontario

How to Determine Ontario Casino Payout Rate

Determining the Ontario casino payout rate isn’t about finding some statistical number published at a random site. We advise players to stick to the rate that’s going to affect their gaming experience. You need to be careful which high payout Ontario online casinos you join because some apply withdrawal fees. Moreover, picking the right game and completing the playthrough requirements is essential. Let us explain the main concepts and help you get your winnings in no time.

Check Casino’s Withdrawal Fee

Finding whether a casino charges a fee is not the easiest task, especially if there’s nothing in the Terms and Conditions. But rest assured, you can check this in the Cashier section. Before you make a deposit, we suggest you check whether the casino has any fee warnings. There usually is no fee, but it’s better to be safe than sorry.

Find a RTP Section with Games if Available

Some Ontario casino sites have an RTP page for all their available games. You can usually get this information from the footer. If one isn’t available, you can check the RTP of the game by opening it and looking through the Help settings. If you don’t know where to start, look for games like Blood Suckers (98%) and Starmania (97.87%).

Check Wagering Requirements You Need to Complete

If you decide to boost your bankroll with additional funds, you’ll need to pay attention to the wagering requirements. You won’t be able to request a withdrawal without clearing the WR. Our suggestion is to go with low playthroughs, up to 35x. It’s also essential to play games with 100% WR contribution. You can find this info in the T&Cs.

Top Paying Slot Games for Ontario Players

Finding the best RTP games in Ontario isn’t simple – it requires a lot of manual research. We’d say this is expected, as the casino has no benefit in showing you all the low-house edge games. But we did the heavy lifting – we located the highest RTP slots. In the following table, you can see our five favourite slots, the payout percentages and where you can find them.

P.S. If you pick another game, ensure the RTP is at least 96%!

Game Payout Percentage Developer Where to play
Money Cart 2 98.00% Relax Gaming LeoVegas Ontario
Codex of Fortune 98.00% NetEnt Casino Days Ontario
White Rabbit 97.24% Big Time Gaming Casino Days Ontario
Reel Rush 97.00% NetEnt Casino Days Ontario
Immortal Romance 96.90% Microgaming Zodiac Casino Ontario

Table Games on Ontario Casinos With High Payout Percentage

Searching for the highest payout casino games in Ontario casinos is way easier if you’re a table game fan. Unlike online slot machines, table games require some base knowledge, but they definitely pay better. For comparison, the average slot RTP is between 94% and 96%, while for table games, the range is 97% to 99%.

Below, we’ll give you a brief overview of the main table game types and give you examples of high RTP games to look for.

Roulette Payout Rate

You’ll find the top payout online roulette in Ontario no matter which site you join. For example, you can play Real Roulette with Matthew at Spin Casino with an RTP of 97.30%. This is a crossover from RNG and live dealer games. Another good option is Roulette Nouveau by Relax Gaming with the same RTP at Casino Days Ontario.

Baccarat Payout Rate

Finding Ontario online baccarat with high payout rate is even easier, as the game usually has a higher RTP compared to roulette. Real Baccarat with Courtney at Jackpot City Casino Ontario is another Microgaming release with a 98.94% return to player. You can also try your luck at Classic Baccarat from Evolution at LeoVegas Ontario with 91.44% RTP.

Lottery Payout Rate

Lottery games aren’t as popular, so it’s a bit trickier to find them. Some have similar payout rates to slots, but others go higher. One of our favourites is available at Casino Days Ontario. Break da Bank Again Video Bingo has an RTP of 93.89%, but it can go up to 96.08% with the Extra Ball stage.

Craps Payout Rate

If you’re a craps lover, you can try your luck at First Person Craps or the classic Craps version, both by Evolution Gaming. If you pick the First Person option, you’ll get a varying RTP of 83.33% to 99.17%. The standard Craps has a payout rate range of 88.18% to 99.17%.

How We Review High Paying Ontario Casino Sites

To be able to rank and review the best paying Ontario-licensed casinos, we first had to establish criteria. Our method goes way beyond the statistics, as our main goal is to provide you with sites that players love. That is why we go through extensive research and manual testing. After more than two weeks of playing, we agreed to the top five choices. The following are our main checkpoints:

Check Casino Reputability & Players’ Reviews

Checking whether the casino site is reputable is our first step, as shady casinos can have a 0% payout rate. To ensure safety, we go through iGaming Ontario’s register and look at whether the operator is licensed. If that’s a yes, we continue off to real player reviews. If the majority of the reviews are negative, we skip the platform.

Check Available High-Payout Games & Rate Them

Most of the casinos don’t have a list of the games with their RTPs, so we have to go through the lobbies manually. Searching for the highest payout games isn’t easy, but it’s certainly rewarding. The first in line are table games, but we scan for the most popular slots, too. We also consider the game variance.

Check Deposit Requirements Offered to Players

The following step requires cashier inspection. We strive to recommend online casinos with affordable minimum deposits. You’ll notice that most of our options are low deposit Ontario casino sites, all with an AGCO license. For instance, you can deposit a minimum of C$5 at Casino Days through MuchBetter. Credit card minimum deposits are usually C$15 – C$20.

Overview Withdrawal Time & Options

We love fast withdrawal casinos in Ontario just as much as any player. To test the games and the payout percentages, we deposit real money and play the games. So, after we clear the wagering requirements, we send withdrawal requests. Our favourites are MuchBetter and iDebit, which allow minimum withdrawals of C$20 and offer close to instant payouts.

Highest Payout Ontario Casinos: Pros & Cons We Found

According to iGaming Ontario, out of the $11.9B casino wagers, the gaming revenue is only $407M in the second quarter of 2023. Sure, the casinos have operational expenses, but this means that many players have gotten their payouts, too. While researching the top payout percentage casinos for Ontario users, we spotted the following good and bad sides.

Ontario Casinos with Good Payout Percentage: Good Sides

Quality games, local payment methods, good interfaces, and mobile compatibility are perks that come with all our suggestions. But the top casinos in Ontario with good payout percentages have additional advantages:

  • Straightforward rules for Ontario users
  • Various banking options for deposit & payout
  • All operators regulated by AGCO

Top Paying Out Ontario Casinos: Typical Drawbacks

Looking for the casinos that pay the most has its drawbacks, too. We aren’t referring to the sites in particular, but the issues that arise when searching for them. Here are the main disadvantages:

  • Limited Amount of Operators:
    Looking for a legitimate online casino operator in Canada will limit your choices to around 70 sites. However, this is a way better option than playing at offshore sites that aren’t regulated. In fact, unregistered casinos can seem legit and have a 0% payout rate. You can rest assured all our recommendations are fair and safe.
  • Same High Payout Games:
    If you sign up with a few online gambling sites, you’ll notice that most of the high RTP games are the same. This isn’t really the casino’s fault, though, as there are very few games on the market that have decent RTP. Besides table games and a few slots, the rest of the games have RTPs between 90% and 95%.
  • Wagering requirements reduce average payout rate:
    Whether you get money out from your casino session largely depends on the wagering requirements. If you end up trying to clear WR over 60x, it’s less likely that you’ll be able to request a payout on time. Hence, our team recommends going only for deals that don’t have heavy playthroughs.

teps to Choose Your High Payout Ontario Casino

There are four steps to picking the top high payout slot games for Ontario players over 19 years old. Without further ado, let us give you a short overview of what it takes to find a proper high-payout casino:

  • Overview All Available Ontario Operators:
    There are 70+ online casino sites available to players from Ontario. To check whether the casino is legit, look for a stamp from iGaming Ontario. You should be able to see one in the header or the footer of the casino.
  • Determine What Games You Prefer:
    The next step is to decide which types of games you want to play. By deciding whether you want to play live dealers or progressive jackpots, you’ll narrow down your choices.
  • Check Their Payout Rate:
    The next step is to see whether the casino has high RTP games. Keep in mind the RTP shows the theoretical return of a game, so a win is never guaranteed. The volatility also plays a role in the payout frequency.
  • Check Casino’s Payout Fees:
    Lastly, check whether you’ll have to pay any fees upon withdrawals. Casinos cannot control whether the bank charges you any fees for the transactions. However, it’s best if you play at a casino that doesn’t have internal processing fees.

Best Payout Online Casinos in Ontario: Questions & Answers

  • What is the best payout online casino in Ontario?

    We recommend playing at LeoVegas if you’re looking for the highest payout casino, but Jackpot City and Spin Away are great options, too. The three casinos feature a variety of games with RTPs higher than 96%. Don’t forget to check the withdrawal policies and always stick to low wagering requirements.

  • What is the average payout rate on Ontario casinos?

    The average payout rate in casinos that accept players from Ontario is 95% to 96%. However, a lot of calculations go into this. How easy you can cash out, whether you’ll have to pay any fees, the RTP of the game you play, etc.

  • What are the best paying games available on Ontario online casinos?

    Apart from roulette, blackjack, and baccarat, some of the highest-paying slot games in Ontario online casinos are Codex of Fortune by NetEnt and Money Cart 2 by Relax Gaming. Both of these games have an RTP of 98%, which is exceptional. Other games include White Rabbit (97.24%), Reel RUsh (97%), and Immortal Romance (96.90%).

  • How payout rate is calculated?

    To determine payout percentage of a certain casino, you need to consider several factors – RTPs, payout speed, payout rules, and average winnings. If you’re talking about game payouts, then the return to player percentage is calculated over a million spins. A 96% RTP means a player, on average, should get C$96 back on every C$100 wagered.

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